India Yield Platform

The Regulated Bridge to Indian Credit.

aarnâ IYP tokenises India's performing credit markets as permissioned digital securities — regulated at GIFT City, settled in USDC, accessible to accredited investors worldwide.

Accredited investors. $25K minimum.
Target Net USD Yield
8–9%
Structural, FX-hedged, independent of US rate policy
Regulatory Status
IFSCA
Sandbox · Phase 1 approved, April 2026
Minimum Investment
$25K
ERC-3643 permissioned · ONCHAINID gated
Distributions
Quarterly
USD payouts in arrear, per NAV cycle
The Thesis

Indian performing credit yields 12–16% in INR. FX-hedged and wrapped at GIFT City, it lands in your wallet as a target 8–9% net USD yield — independent of US rate policy.

Target yield based on the historical performance of the underlying SEBI Category II performing credit AIFs, net of FX hedging costs, platform fees and SPV expenses. Not a guarantee of future returns.
aarnâ IYP · Platform Thesis · April 2026
Capability

Compliance First.
Institutional Grade.

The infrastructure layer that makes India's performing credit markets accessible, compliant, and globally distributable — with legal enforceability and investor protection as design choices, not afterthoughts.

01 / Regulatory
IFSCA Phase 1 Approved
Sandbox approval received April 2026. Full application in progress.
02 / Underlying
SEBI Category II AIFs
Performing Indian credit funds with audited track records.
03 / Standard
ERC-3643 Permissioned
Institutional-grade compliance enforced at the token layer.
04 / Custody
Fireblocks
Institutional custody infrastructure.
05 / Identity
Sumsub + ONCHAINID
Verified identity, issued onchain as ONCHAINID claims.
Platform Pipeline

One Platform.
Multiple Instruments.

ICT is live. India Bond Tokens, the Sovereign Token, and cross-border stablecoin payments are in development — each one a further piece of India's markets brought onchain, under regulation.

01India Credit Token
Live
SEBI Category II performing credit AIFs, as an ERC-3643 permissioned digital security. Multi-vintage, FX-hedged, USD-settled.
8–9%
Target Net USD Yield
USDC
Settlement
Details →
02India Bond Token
In Development
Rated corporate and sovereign bonds, tokenised for global distribution to accredited capital.
TBD
Yield
Rated
Underlying
Details →
03India Sovereign Token
Planned
Direct access to Government of India securities, tokenised and compliance-wrapped for global investors.
TBD
Yield
GOI
Underlying
Details →
04Payments — USDC to INR
Coming Q3 2026
Cross-border stablecoin settlement, from onchain receipt through Circle Mint to RTGS — built for institutional mandates.
Q3 2026
Launch
Circle
Partner
Details →
Investor Journey

From Wallet Connect
to First Distribution.

01
Connect Wallet
Sign in with Ethereum (SIWE). Your wallet address becomes your platform identity — no email, no password.
02
Complete KYC
Sumsub-powered identity verification. Accredited investor status confirmed.
03
ONCHAINID Issued
An onchain identity claim is issued to your wallet. KYC and AML are enforced at the token layer, not the application layer.
04
Access Data Room
Product briefs, underlying portfolio detail, and partner materials — unlocked once your status is verified.
05
Subscribe
Fund in USDC or by USD wire. ICT is minted to your wallet at close, with quarterly USD distributions thereafter.
No Username. No Password.

Five steps, wallet-native and KYC-gated, with ONCHAINID anchored at the token layer. Compliance is enforced at the smart-contract boundary — not bolted on at the application layer.

  • Compliance enforced at the token layer, not the app
  • Non-custodial — your keys stay in your wallet
  • Sumsub-verified, ONCHAINID-anchored identity
$4T
Indian financial markets
The Opportunity

Virtually none of it is onchain.

aarnâ IYP is building the regulated infrastructure to change that — one instrument at a time, starting with credit.

Choose Your Path

Two Ways
Onto the Platform.

Direct subscription for accredited investors, or programmatic rails for wealth platforms and AIF managers.

For Investors
Subscribe Directly to ICT.
Connect your wallet, complete Sumsub KYC, and hold an ERC-3643 digital security issued at GIFT City.
Target 8–9% net USD yield
Quarterly USD distributions
$25K minimum · ONCHAINID-gated
Periodic redemption windows
For Wealth Platforms & AIF Managers
Subscribe via API Rails.
API-first onboarding, white-label Sumsub KYC, and delegated subscription for accredited clients.
API key + HMAC authentication
OpenAPI spec · sandbox credentials
Programmatic subscribe and redeem
Consolidated quarterly reporting